Federal and state workers' compensation laws were created to ensure that employees who are injured on-the-job are provided with fixed monetary awards. This eliminates the need for litigation and makes the recovery easier for the employee. It also helps control the cost to employers by imposing limits to the amount an injured employee can recover. Workers' compensation also applies to an employee who becomes ill due to circumstances surrounding their job, becomes temporarily or permanently disabled, or dies in a job-related incident. All employers who have four or more employees must provide workers' compensation insurance.
Generally, covered care includes medical, surgical and hospital services, dental services, crutches, hearing aids, chiropractic treatment, physical therapy, nursing care, and prescribed medications. You may also receive compensation if you are temporarily unable to work for more than a certain number of calendar days, hospitalized as an in-patient, or become permanently disabled. The right to receive medical treatment at the employer's expense typically continues as long as treatment is reasonable and necessary to treat the injury.
Your employer is motivated to minimize the expenses of the business. You can’t assume that they or their insurance company has your interests in mind. It is important to retain a Southern California lawyer experienced in workers compensation law to fight for your legal rights.